Refinance your loan.
Get massive savings.
There’s no better combination than this!
5.08%Variable Rate*
5.13%Comparison rate*
Why should I refinance
my home loan?
Reduce your interest rate and save long-term. Lower rate = Lower Cost.
Like all of our clients, save up to $600 every month after refinancing*.
Use your home’s equity for renovations, investing or other expenses.
Change your rate type & restructure your loan to suit your future plans.
Roll all personal loans, car loans or credit cards into one lower rate home loan.
We handle everything and your refi is often completed in just days!
Refinancing your home loan could be one of your smartest
financial decisions you make. Let’s start with a free chat now…
financial decisions you make. Let’s start with a free chat now…
Why refinance with Loanity?
Spoiler: you already know who’s the winner!
With Loanity
Everything built around your best rate, approval speed & long-term savings.
Banks & Old Brokers
Traditional systems. Longer wait times. Little flexibility.
Forgot to tell you that we also offer
a free consultation!
a free consultation!
Your three step refinance
game plan with Loanity
Free strategy
consult
consult
Tell us your goals & current loan and we’ll identify where you can save.
No pressure. No credit impact.
1
Compare & lock
the best deal
the best deal
We scan lenders, rates & cashback options and present your top picks.
You choose. We handle everything.
2
Approval + funds
released
released
Final documents submitted, refinance executed, savings begin. Completed in 3–7 days.
3
1
Free Strategy
Consult
Consult
Tell us your goals & current loan we’ll identify where you can save.
No pressure. No credit impact.
2
Compare & Lock
the Best Deal
the Best Deal
We scan lenders, rates & cashback options and present your top picks.
You choose. We handle everything.
3
Approval + Funds
Released
Released
Final documents submitted, refinance executed, savings begin. Completed in 3–7 days.
If you could save thousands a year,
you’d want to know…right?
you’d want to know…right?
See how much you could save by refinancing today
Use our live calculator below to estimate your savings instantly.
Change the rate to 4.99% (we often achieve this 👀) and watch what happens.
Change the rate to 4.99% (we often achieve this 👀) and watch what happens.
No pressure. No credit hit. Big potential reward.
More lenders. More options.
Better results.
Better results.
Still got questions?
Answer to your questions
How much can I actually save by refinancing my home loan?
Even a small reduction in your interest rate can save you thousands of dollars over the life of your loan. For example, dropping your rate by 0.50% on a $500,000 mortgage could save you over $2,000 a year in interest alone. Loanity provides a free mortgage “Health Check” to compare your current rate against the latest market offers to see exactly how much extra cash you could keep in your pocket.