Smarter rates for smarter borrowers
Finally, a home loan that puts you ahead – not behind.4.99%variable Rate*
5.04%Comparison Rate*
The top 25 loan terms every borrower needs
Most Australians enter the lending world blind – and honestly the banks love it. We created this Ultimate Guide to fix that. Here’s what you’ll get inside:
Walk into your home loan, confident, and impossible to push around. Let us help you kickstart your journey.
USE THE TOP INDUSTRY TOOLS (FOR FREE!)
A soloution for every problem
How much will my repayments be?
estimate your monthly repayments instantly
how much stamp duty will I pay?
calculate stamp duty for your state in seconds
How much can I borrow?
find out borrowing power in just minutes
Check my credit score (5 minutes)
quick, secure check of your credit score in 5 minutes
Free 30 minute loan strategy session
get a free 30-minute premium loan strategy session
Get a property valuation now
prepare for the property you want with confidence
We compare all the banks, so you don’t have to
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We compare 60 of the best lenders
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Scan through over 260 loan options
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Zero hidden fees, as it should be*
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3 best options, presented to you
Don’t worry, we got your back every step of the way
Live Human Support
24/7
No need to speak to a clueless AI bot! You can contact us directly to disscus any issues/questions!
Up to and over
+100
Free accessible videos, articles, and tools which we have prepared for you to ease your journey
30 Minute Consultation
For Free!
Want direct help? No worries. Stop waiting and book your free consult immediately!
Testimonials
This is why you should let us handle your business finance
jul, 2025
Marcus R.
Loanity made getting asset finance for my workshop incredibly easy. Fast approval and much better than the banks. Best business loans in Australia!
jul, 2025
Reza S.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Ali G.
Kourosh and Kia helped me secure an investment property loan easily. Very trustworthy team that understands the market. Best finance broker for our Persian community.
jul, 2025
Reza S.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Sophia K.
Great service for commercial equipment finance. They understood my business needs and offered a flexible repayment plan. Will definitely use Loanity again!
jul, 2025
Sana A.
Amazing experience as a first home buyer. Loanity found me a great home loan rate and explained everything perfectly. Truly seamless service!
jul, 2025
Arash M.
Highly recommend Mr. Kourosh at Loanity for home loans. They are very honest and helpful for our community. The best mortgage broker for first-time buyers.
jul, 2025
Samuel B.
Secured a commercial property loan through Loanity with zero stress. Their expertise in business finance helped us expand our operations quickly. Outstanding service!
jul, 2025
Emily S.
Loanity helped me with a personal loan for home renovations. The fast approval and clear communication made the entire process incredibly easy and smooth.
jul, 2025
Farzad N.
Fast loan approval for our new home! Loanity handled everything perfectly and kept us updated throughout the entire process. Great local service.
STILL GOT QUESTIONS?
Answer to your questions
Am I eligible to apply for a home loan with Loanity?
Eligibility depends on your situation, but most Australians qualify if they have a stable income, a good credit history, and meet basic lending requirements. We’ll assess your borrowing power, deposit size, income type (PAYG or self-employed), and overall financial position to help you understand exactly where you stand. Find out about your elidgibility through a free consultation session.
Can I really get a home loan with just a 5% deposit?
What is the difference between a broker versus going to a bank?
Do we charge any fees for home loan or refinancing services?
How does the home loan or refinance process work with loanity?
Can Loanity help me if I’m self employed or have non-standard income?
What interest rates can I get right now?
Does Loanity offer special conditions for medical professionals?
Can Loanity help with business loans or car finance as well?
How do I get started with Loanity?
