Your profession is your greatest financial leverage. It’s time to use it.
Most high-income earners are unaware that their career stability makes them “low-risk” goldmines for Australian lenders. While standard borrowers are forced to provide a 20% deposit to avoid Lenders Mortgage Insurance (LMI), your professional status could allow you to secure a home loan with as little as 5% or 10% down—with zero LMI fees.
The Professional Borrowing Playbook is a specialized tactical guide designed to help you navigate the complex lending world like a pro. Curated by Kourosh and Kiavash Tabandeh, this guide identifies the specific “sweet spots” in bank policy that can save you tens of thousands of dollars in upfront costs.
What You’ll Find Inside:
- The Professional LVR Scorecard: A detailed breakdown of maximum loan-to-value ratios (LVR) for over 30 categories across Medical, Health, Legal, and Finance sectors.
- Medical & Health Exemptions: Specific 90% LVR pathways for Nurses, Pharmacists, Physiotherapists, and more.
- Specialist & Surgeon Tiers: High-level 95% LVR strategies for GPs, Hospital Doctors, Dentists, and Anaesthetists.
- Legal & Finance Frameworks: How Accountants (CPA/CA), Lawyers, and Solicitors can secure 90% LVR with no LMI.
- The Lender Registry: A curated list of participating institutions, from the “Big 4” to boutique specialist brands like Medfin and BOQ Specialist.
The lending world is much bigger than a single exemption. This playbook is the first step in your tactical defense. Use it to verify your status, identify participating lenders, and prepare for your Free “Bank-Beater” Consultation to ensure you are positioned for the most aggressive rates in the market.
Reviews
There are no reviews yet.