Car Loans Made Very Simple
Finance your next car with clarity, speed and the best deal for your budget.6.29%variable Rate*
7.71%Comparison Rate*
Current Car Loan Options
Finance your next car with flexibility — choose a low rate loan, refinance your existing one, or explore EV-friendly finance solutions.
Low Rate Car Loan
5.99%
pa.
Secure a competitive rate and drive away sooner with low repayment options and flexible lending terms.
Refinance Your Car
In 1 Day
Lower your current interest rate, reduce your monthly repayments and free up cashflow. Switch lenders smoothly with loan restructuring designed to save you money.
EV & Hybrid Car Loans
5.25%
Reward your green choice with lower rate electric vehicle finance and flexible terms. Save money while reducing emissions.
*Offers presented for variable rate secured car loans.
Rates vary for unsecured.
Rates vary for unsecured.
Our Personal Loan Partners
We compare so you don’t have to.
How much will my car loan repayments be?
Use the industry standard repayment calculator to estimate your car loan repayments (set the rate as 5.99, because we can achieve that!)
No pressure. No credit hit. Big potential reward.
STILL GOT QUESTIONS?
Answer to your questions
How quickly can I get a car loan approved?
At Loanity, we know that when you find the right car, you want to move fast. We can often secure a “same-day” approval for many clients. Once approved, the funds are typically transferred to the dealer or private seller within 24 to 48 hours, allowing you to drive away in your new vehicle sooner than you would with a traditional bank.
Is it better to get a car loan through a broker or a dealership?
Can I get a car loan for a used vehicle or a private sale?
What is a “balloon payment” and should I include one in my car loan?
Can I get a car loan for my business through my ABN?
Can I pay off my car loan early, and are there exit fees?
