Business Loans For Any Need You Have
Fast funding. Smart structures. Flexible solutions for growing Australian businesses.6.52%variable Rate*
6.52%Comparison Rate*
Borrow between $50K and $20M
Get approved in under 24 hours
Flexible Loan Terms
From 1-5 Years
No negative credit
score impacts
How does it work?
How to get a business loan in 24 hours (or less)
1
Free Consultation
2
Compare Options
This whole process takes
literally 24 hours….do it now!
literally 24 hours….do it now!
Why businesses trust us
20+
We compare more banks & fintechs than anyone else
120+
Loan options scanned. More ways to get you approved fast
$0
Of Loanity Fees. You shouldn’t pay to borrow — it’s simple
3
The top 3 best, most
profitable deals for
your business
Types of business loans
Secured Business Loan
Perfect for businesses wanting lower rates, higher borrowing power, and longer terms. A secured loan is backed by an asset (property, equipment, vehicle), giving lenders confidence — and giving you better pricing.
Great for businesses that want:
Great for businesses that want:
Unsecured Business Loan
Ideal when you need fast funding and don’t want to use collateral. Unsecured loans rely on your business performance, not assets, making approval lightning fast.
Perfect for businesses needing:
Perfect for businesses needing:
Estimate your repayments
Use the repayment calculator to estimate how much your business loan repayments will be.
(HINT: enter the rate 6.99%, because we can achieve that!)
(HINT: enter the rate 6.99%, because we can achieve that!)
Testimonials
This is why you should let us handle your business finance
jul, 2025
Sophia K.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Sophia K.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Sophia K.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Sophia K.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
jul, 2025
Liam M
The organic coffee beans are a revelation. Each sip feels like a journey. Beautifully crafted accessories add a touch of elegance to my home.
jul, 2025
Sophia K.
Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.
STILL GOT QUESTIONS?
Answer to your questions
What is the difference between a secured and an unsecured business loan?
A secured business loan requires an asset (like commercial or residential property) as collateral, often resulting in lower interest rates and higher borrowing limits. An unsecured business loan does not require physical collateral, making it a faster option for businesses that need quick access to working capital or don’t want to tie up their assets. Loanity can help you compare both options based on your cash flow needs.
How long do I need to have an ABN to apply for a business loan?
What documents do I need to provide for a business loan application?
Can I get a business loan for equipment, vehicles, or fit-outs?
How quickly can I get the funds once my business loan is approved?
Can I use a business loan to pay my ATO tax debt?
