Business loans for any need you have

Fast funding. Smart structures. Flexible solutions.

6.52%Variable Rate*

6.52%Comparison rate*

Book a free 30 minute consultation

How much will my repayments be?

Borrow between $50K and $20M

Get approved in under 24 hours

Flexible Loan Terms From 1-5 Years

No negative credit score impacts

How it works

How to get a business loan in under a day

Free consultation

A quick call to define funding goals and borrowing power with zero obligation

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We scan banks and fintech lenders for the best rates, speed, and cashflow impact

Get funded fast!

Full application and negotiation support with approval in just 24–48 hours

This whole process takes
literally 24 hours….do it now!

Free 30 minute consultation

Why businesses trust us

20+

We compare more banks & fintechs than anyone else

120+

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The top 3 best, most  profitable deals for  your business

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The 2 types of business loans

Secured  business loan

Perfect for businesses wanting lower rates, higher borrowing power, and longer terms. A secured loan is backed by an asset (property, equipment, vehicle), giving lenders confidence — and giving you better pricing. 

Great for businesses that want:

Lower interest rates

Larger loan amounts

Longer repayment terms

Better approval chances

Unsecured  business loan

Ideal when you need fast funding and don’t want to use collateral. Unsecured loans rely on your business performance, not assets, making approval lightning fast. 

Perfect for businesses needing:

Quick cashflow injection

Short-term funding

Marketing or stock purchases

Emergency or opportunity-driven capital

See which is best for you now

Estimate your repayments

Use the repayment calculator to estimate how much your business loan repayments will be.
(HINT: enter the rate 6.99%, because we can achieve that!)

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Still got questions?

Answer to your questions

What is the difference between a secured and an unsecured business loan?

A secured business loan requires an asset (like commercial or residential property) as collateral, often resulting in lower interest rates and higher borrowing limits. An unsecured business loan does not require physical collateral, making it a faster option for businesses that need quick access to working capital or don’t want to tie up their assets. Loanity can help you compare both options based on your cash flow needs.

How long do I need to have an ABN to apply for a business loan?

What documents do I need to provide for a business loan application?

For a standard business loan, you typically need your ABN, recent bank statements (usually the last 6 months), and potentially your latest tax returns or BAS statements. If you are looking for a “Low Doc” loan, we may be able to secure funding using just your bank statements to verify your business turnover. Loanity streamlines this process by helping you gather the right paperwork to ensure a fast approval.

Can I get a business loan for equipment, vehicles, or fit-outs?

Yes, this is known as Asset Finance. Loanity can help you secure funding specifically for business vehicles, heavy machinery, medical equipment, or office fit-outs. Asset finance is often easier to obtain because the equipment itself serves as security for the loan, and it may provide significant tax benefits like depreciation or GST input tax credits for your business. Check our asset finance page here

How quickly can I get the funds once my business loan is approved?

Can I use a business loan to pay my ATO tax debt?

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Just do it now.

No fees. No obligation. A free consult and handy resources. No strings attached.

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